XP Color theme with dark window background color?

The black text on a white background is quite annoying. Is there any
global Windows XP theme which has a dark background and can be used
with all programs (doesn't cause issues when non-black text is used)?

The Blue background in Word makes some text invisible... So, I want
something better for that, as well as Eclipse (where I can manually
adjust each of the colors, but it's a pain).

Thanks